{"id":7962,"date":"2023-10-02T08:07:52","date_gmt":"2023-10-02T06:07:52","guid":{"rendered":"https:\/\/orangeacademy.cz\/clanky\/?p=7962"},"modified":"2023-08-23T23:08:56","modified_gmt":"2023-08-23T21:08:56","slug":"devizy-a-valuty","status":"publish","type":"post","link":"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/","title":{"rendered":"Devizy a valuty: Prozkoumejte sv\u011bt m\u011bn a finan\u010dn\u00edch trh\u016f"},"content":{"rendered":"<p><strong>Devizy a valuty &#8211; tento sv\u011bt je komplexn\u00edm prost\u0159ed\u00edm, kde se st\u0159et\u00e1vaj\u00ed r\u016fzn\u00e9 m\u011bny. Devizov\u00fd trh hraje kl\u00ed\u010dovou roli v mezin\u00e1rodn\u00edm obchodu a investic\u00edch, ovliv\u0148uje ekonomickou stabilitu zem\u00ed a otev\u00edr\u00e1 dve\u0159e mnoha p\u0159\u00edle\u017eitostem. Chcete-li l\u00e9pe porozum\u011bt tomuto sv\u011btu, mus\u00edte si osvojit pojmy, jako jsou m\u011bnov\u00fd, valutov\u00fd a devizov\u00fd kurz a sledovat v\u00fdvoj na trhu. V n\u00e1sleduj\u00edc\u00edch \u0159\u00e1dc\u00edch se dozv\u00edte v\u00fdznam slova &#8220;deviza&#8221; a &#8220;valuta&#8221;, pochop\u00edte, jak funguje m\u011bnov\u00fd kurz a zjist\u00edte pro\u010d je devizov\u00fd trh d\u016fle\u017eit\u00fd pro glob\u00e1ln\u00ed ekonomiku.<\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Obsah<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a0e31e04041e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #666666;color:#666666\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #666666;color:#666666\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a0e31e04041e\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/#Co_jsou_devizy\" >Co jsou devizy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/#Devizovy_ucet\" >Devizov\u00fd \u00fa\u010det<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/#Co_jsou_valuty\" >Co jsou valuty?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/#Jaky_je_rozdil_mezi_valutou_a_devizou\" >Jak\u00fd je rozd\u00edl mezi valutou a devizou?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/#Rozdil_mezi_kurzy_tzv_kurzove_rozpeti\" >Rozd\u00edl mezi kurzy tzv. kurzov\u00e9 rozp\u011bt\u00ed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/#Kurz_Ceske_narodni_banky\" >Kurz \u010cesk\u00e9 n\u00e1rodn\u00ed banky<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/#Jak_funguje_menovy_kurz\" >Jak funguje m\u011bnov\u00fd kurz?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/#Svet_deviz_a_valut\" >Sv\u011bt deviz a valut<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Co_jsou_devizy\"><\/span><span style=\"font-weight: 400;\">Co jsou devizy?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Devizy<strong> p\u0159edstavuj\u00ed bezhotovostn\u00ed formu pen\u011bz v ciz\u00ed m\u011bn\u011b.<\/strong> V dne\u0161n\u00ed dob\u011b se nej\u010dast\u011bji jedn\u00e1 o finan\u010dn\u00ed prost\u0159edky na bankovn\u00edch \u00fa\u010dtech. V p\u0159\u00edpad\u011b, \u017ee m\u00e1te z\u00e1jem o \u00fa\u010det, kter\u00fd bude veden\u00fd v ciz\u00edch m\u011bn\u00e1ch, lze si o n\u011bj jednodu\u0161e za\u017e\u00e1dat v tuzemsk\u00e9 bance. Mezi devizy v\u0161ak pat\u0159\u00ed i <strong>\u0161eky, sm\u011bnky, cenn\u00e9 pap\u00edry, akcie i dluhopisy.<\/strong><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Devizovy_ucet\"><\/span><span style=\"font-weight: 400;\">Devizov\u00fd \u00fa\u010det<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Jak ji\u017e bylo zm\u00edn\u011bno lze si zalo\u017eit \u00fa\u010det, kter\u00fd bude veden v ciz\u00ed m\u011bn\u011b. Takov\u00e9mu \u00fa\u010dtu se<strong> \u0159\u00edk\u00e1 devizov\u00fd \u00fa\u010det.<\/strong> Nej\u010dast\u011bji si devizov\u00e9 \u00fa\u010dty zakl\u00e1daj\u00ed firmy, kter\u00e9 obchoduj\u00ed v zahrani\u010d\u00ed. D\u016fvodem m\u016f\u017ee b\u00fdt to, aby u\u0161et\u0159ili na n\u00e1kladech za v\u00fdm\u011bnu \u010desk\u00e9 koruny, p\u0159\u00edpadn\u011b se tak lze chr\u00e1nit p\u0159ed velk\u00fdmi v\u00fdkyvy kurzu. St\u00e1le \u010dast\u011bji si ale devizov\u00e9 \u00fa\u010dty zakl\u00e1daj\u00ed<strong> i fyzick\u00e9 osoby, kter\u00e9 vyd\u011bl\u00e1vaj\u00ed nebo \u010dasto nakupuj\u00ed v zahrani\u010d\u00ed.<\/strong><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Co_jsou_valuty\"><\/span><span style=\"font-weight: 400;\">Co jsou valuty?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">S pojmem valuty se nej\u010dast\u011bji potk\u00e1te ve sm\u011bn\u00e1rn\u011b nebo v bance. Jedn\u00e1 se toti\u017e o hotovostn\u00ed formu pen\u011bz v ciz\u00ed m\u011bn\u011b, tedy o bankovky a mince. <\/span><span style=\"font-weight: 400;\">Ve sm\u011bn\u00e1rn\u00e1ch a bank\u00e1ch si \u010desk\u00e9 koruny vym\u011bn\u00edte za m\u011bnu, kterou budete <a href=\"https:\/\/orangeacademy.cz\/clanky\/cesta-na-dovolenou-first-minute-nebo-last-minute\/\" target=\"_blank\" rel=\"noopener\">platit v zahrani\u010dn\u00ed destinaci.<\/a> Cenu valuty se dozv\u00edte z kurzovn\u00edho l\u00edstku. P\u0159i n\u00e1kupu se orientujete ve sloupe\u010dku s n\u00e1zvem \u201eprodej\u201c. Sm\u011bn\u00e1rna nebo banka valuty prod\u00e1v\u00e1 za \u010desk\u00e9 koruny. Kurzovn\u00ed l\u00edstek m\u00e1 i sloupec \u201en\u00e1kup\u201c. Ten lze vyu\u017e\u00edt v p\u0159\u00edpad\u011b, \u017ee budete cht\u00edt hotovost v ciz\u00ed m\u011bn\u011b prodat sm\u011bn\u00e1rn\u011b nebo bance zp\u00e1tky. V tomto p\u0159\u00edpad\u011b se \u0159\u00edd\u00edte kurzem ve sloupe\u010dku \u201en\u00e1kup\u201c. A\u0165 u\u017e nakupujete nebo prod\u00e1v\u00e1te valuty, v\u017edy volte banky nebo ov\u011b\u0159en\u00e9 sm\u011bn\u00e1rny, kter\u00e9 ceny valut nab\u00edz\u00ed podle <strong>aktu\u00e1ln\u00edho kurzu \u010cesk\u00e9 n\u00e1rodn\u00ed banky.\u00a0<\/strong><\/span><\/p>\n<span class='mb-center maxbutton-12-center'><span class='maxbutton-12-container mb-container'><a class=\"maxbutton-12 maxbutton maxbutton-kurz-ucetnictvi-online\" target=\"_blank\" title=\"Kurz \u00fa\u010detnictv\u00ed online\" rel=\"noopener\" href=\"https:\/\/orangeacademy.cz\/kurzy-ucetnictvi\"><span class='mb-text'>Studujte kurz \u00fa\u010detnictv\u00ed 100% online<\/span><\/a><\/span><\/span>\n<h2><span class=\"ez-toc-section\" id=\"Jaky_je_rozdil_mezi_valutou_a_devizou\"><\/span><span style=\"font-weight: 400;\">Jak\u00fd je rozd\u00edl mezi valutou a devizou?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><strong>Valuty jsou hotovostn\u00ed forma ciz\u00edch pen\u011bz.<\/strong> Jednodu\u0161e \u0159e\u010deno jsou to bankovky a mince, na kter\u00e9 si m\u016f\u017eete s\u00e1hnout. <strong>Devizy jsou naopak ciz\u00ed m\u011bnou, kter\u00e1 je bezhotovostn\u00ed formou<\/strong> pen\u011bz na \u00fa\u010dtu, \u0161eku a dluhopisu, pat\u0159\u00ed sem i akcie.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Rozdil_mezi_kurzy_tzv_kurzove_rozpeti\"><\/span><span style=\"font-weight: 400;\">Rozd\u00edl mezi kurzy tzv. kurzov\u00e9 rozp\u011bt\u00ed<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Orientace v kurzovn\u00edm l\u00edstku je celkem snadn\u00e1. Kurzovn\u00ed l\u00edstek obsahuje<strong> minim\u00e1ln\u011b dva sloupe\u010dky: n\u00e1kup a prodej.<\/strong> Sm\u011bna pen\u011bz je st\u00e1le obchod, <a href=\"https:\/\/orangeacademy.cz\/clanky\/vymena-penez-na-dovolenou\/\" target=\"_blank\" rel=\"noopener\">tak aby vyd\u011blala.<\/a> Rozd\u00edl mezi cenou n\u00e1kupu a prodeje se naz\u00fdv\u00e1 kurzov\u00e9 rozp\u011bt\u00ed. <\/span><span style=\"font-weight: 400;\">Kurzov\u00e9 rozp\u011bt\u00ed je v\u011bt\u0161\u00ed u valut ne\u017e u deviz. M\u00e1 to jednoduch\u00e9 vysv\u011btlen\u00ed. Manipulace s hotovost\u00ed je n\u00e1kladn\u011bj\u0161\u00ed a rizikov\u011bj\u0161\u00ed. <\/span><span style=\"font-weight: 400;\">Kurzov\u00e9 rozp\u011bt\u00ed je men\u0161\u00ed u hlavn\u00edch m\u011bn, jako jsou eura nebo americk\u00e9 dolary. Naopak u m\u00e1lo \u017e\u00e1dan\u00fdch m\u011bn b\u00fdv\u00e1 rozp\u011bt\u00ed v\u011bt\u0161\u00ed.<\/span><\/p>\n<div id=\"attachment_7964\" style=\"width: 940px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-7964\" class=\"wp-image-7964 size-large\" src=\"https:\/\/orangeacademy.cz\/clanky\/wp-content\/uploads\/2023\/08\/AdobeStock_446737885-930x620.jpeg\" alt=\"devizy a valuty\" width=\"930\" height=\"620\" \/><p id=\"caption-attachment-7964\" class=\"wp-caption-text\">M\u011bny jsou pen\u011b\u017en\u00ed jednotky pou\u017e\u00edvan\u00e9 jako prost\u0159edek sm\u011bny zbo\u017e\u00ed, slu\u017eeb a investic v r\u016fzn\u00fdch zem\u00edch.<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Kurz_Ceske_narodni_banky\"><\/span>Kurz \u010cesk\u00e9 n\u00e1rodn\u00ed banky<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kurz \u010cesk\u00e9 n\u00e1rodn\u00ed banky (\u010cNB) je <strong>stanoven centr\u00e1ln\u00ed bankou \u010cesk\u00e9 republiky a odr\u00e1\u017e\u00ed hodnotu \u010desk\u00e9 koruny ve srovn\u00e1n\u00ed s jin\u00fdmi m\u011bnami. <\/strong>\u010cNB zve\u0159ej\u0148uje kurz <strong>ka\u017ed\u00fd pracovn\u00ed den v\u017edy ve 14:30 na z\u00e1klad\u011b tr\u017en\u00edch podm\u00ednek a dal\u0161\u00edch ekonomick\u00fdch faktor\u016f.<\/strong> Kurz stanoven\u00fd \u010cNB se tak\u00e9 pou\u017e\u00edv\u00e1 p\u0159i operac\u00edch, kter\u00fdmi se ovliv\u0148uje hodnota \u010desk\u00e9 koruny na devizov\u00e9m trhu. Pokud chce centr\u00e1ln\u00ed banka stabilizovat nebo ovlivnit hodnotu koruny, m\u016f\u017ee m\u011bnu na trhu koupit nebo prodat, a t\u00edm ovlivnit jej\u00ed kurz. <\/span><span style=\"font-weight: 400;\">Kurz \u010desk\u00e9 koruny m\u016f\u017ee m\u00edt v\u00fdznamn\u00e9 d\u016fsledky pro obchod, inflaci a celkovou v\u00fdkonnost ekonomiky zem\u011b. <strong>Siln\u011bj\u0161\u00ed koruna m\u016f\u017ee zlevnit dovoz, ale m\u016f\u017ee brzdit v\u00fdvoz.<\/strong> Naopak slab\u0161\u00ed koruna m\u016f\u017ee podpo\u0159it v\u00fdvoz, ale m\u016f\u017ee v\u00e9st k <a href=\"https:\/\/orangeacademy.cz\/clanky\/inflace-a-deflace-vyznam\/\" target=\"_blank\" rel=\"noopener\">vy\u0161\u0161\u00ed inflaci<\/a> v d\u016fsledku zv\u00fd\u0161en\u00fdch dovozn\u00edch n\u00e1klad\u016f.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jak_funguje_menovy_kurz\"><\/span><span style=\"font-weight: 400;\">Jak funguje m\u011bnov\u00fd kurz?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u011bny jsou pen\u011b\u017en\u00ed jednotky, kter\u00e9 se pou\u017e\u00edvaj\u00ed jako prost\u0159edek sm\u011bny zbo\u017e\u00ed, slu\u017eeb a investic v r\u016fzn\u00fdch zem\u00edch. Ka\u017ed\u00e1 zem\u011b obvykle vyd\u00e1v\u00e1 svou vlastn\u00ed m\u011bnu, nap\u0159. americk\u00fd dolar (USD) pro Spojen\u00e9 st\u00e1ty, euro (EUR) pro zem\u011b euroz\u00f3ny. M\u011bny jsou nezbytn\u00e9 pro usnadn\u011bn\u00ed mezin\u00e1rodn\u00edho obchodu, cestov\u00e1n\u00ed a finan\u010dn\u00edch transakc\u00ed. <\/span><span style=\"font-weight: 400;\"><strong>M\u011bnov\u00fd kurz je ovliv\u0148ov\u00e1n popt\u00e1vkou a nab\u00eddkou ciz\u00edch m\u011bn na devizov\u00e9m trhu.<\/strong> Pokud je popt\u00e1vka po ur\u010dit\u00e9 m\u011bn\u011b vy\u0161\u0161\u00ed ne\u017e nab\u00eddka, jej\u00ed hodnota v\u016f\u010di jin\u00fdm m\u011bn\u00e1m roste. Naopak, pokud je nab\u00eddka vy\u0161\u0161\u00ed ne\u017e popt\u00e1vka, jej\u00ed hodnota kles\u00e1. <\/span><span style=\"font-weight: 400;\">M\u011bnov\u00e9 kurzy jsou tak\u00e9 ovliv\u0148ov\u00e1ny ekonomick\u00fdmi ukazateli, jako je \u00farove\u0148 inflace, <a href=\"https:\/\/orangeacademy.cz\/clanky\/urok-co-to-je-a-jak-se-pocita\/\" target=\"_blank\" rel=\"noopener\">\u00farokov\u00e9 sazby,<\/a> hospod\u00e1\u0159sk\u00fd r\u016fst a politick\u00e1 stabilita dan\u00e9 zem\u011b. Zm\u011bny v t\u011bchto faktorech mohou v\u00e9st ke zm\u011bn\u00e1m v hodnot\u011b m\u011bny na mezin\u00e1rodn\u00edch trz\u00edch.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Svet_deviz_a_valut\"><\/span><span style=\"font-weight: 400;\">Sv\u011bt deviz a valut<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Sv\u011bt deviz a valut je komplexn\u00edm prost\u0159ed\u00edm, kter\u00e9 ovliv\u0148uje ekonomiku zem\u00ed a umo\u017e\u0148uje mezin\u00e1rodn\u00ed obchod a investice. <strong>Devizov\u00fd trh hraje kl\u00ed\u010dovou roli v glob\u00e1ln\u00ed ekonomice a jeho v\u00fdznam st\u00e1le roste.<\/strong> Valuty zase p\u0159edstavuj\u00ed hotovostn\u00ed formu ciz\u00edch pen\u011bz, konkr\u00e9tn\u011b bankovek a minc\u00ed, kter\u00e9 se pou\u017e\u00edvaj\u00ed v cestovn\u00edm ruchu a b\u011b\u017en\u00fdch transakc\u00edch v zahrani\u010d\u00ed. Kurzov\u00e9 rozp\u011bt\u00ed, tedy rozd\u00edl mezi n\u00e1kupn\u00edm a prodejn\u00edm kurzem, je d\u016fle\u017eit\u00e9 pro sm\u011bn\u00e1rny a banky, kter\u00e9 vyd\u011bl\u00e1vaj\u00ed na manipulaci s hotov\u00fdmi pen\u011bzi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kurz \u010cesk\u00e9 n\u00e1rodn\u00ed banky <strong>hraje kl\u00ed\u010dovou roli v \u010desk\u00e9 ekonomice a odr\u00e1\u017e\u00ed hodnotu \u010desk\u00e9 koruny ve srovn\u00e1n\u00ed s jin\u00fdmi m\u011bnami.<\/strong> Stabilita kurzu je d\u016fle\u017eit\u00e1 pro obchod a inflaci v zemi, a centr\u00e1ln\u00ed banka m\u016f\u017ee pomoc\u00ed intervenc\u00ed ovlivnit hodnotu m\u011bny.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Celkov\u011b je pochopen\u00ed deviz a valut nezbytn\u00e9 pro ka\u017ed\u00e9ho, kdo se zaj\u00edm\u00e1 o mezin\u00e1rodn\u00ed finance, obchod nebo cestov\u00e1n\u00ed. Sledov\u00e1n\u00ed v\u00fdvoje na devizov\u00e9m trhu a <strong>pochopen\u00ed faktor\u016f ovliv\u0148uj\u00edc\u00edch m\u011bnov\u00e9 kurzy je kl\u00ed\u010dem k \u00fasp\u011b\u0161n\u00e9mu podnik\u00e1n\u00ed a spr\u00e1v\u011b finan\u010dn\u00edch prost\u0159edk\u016f.<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Devizy a valuty &#8211; tento sv\u011bt je komplexn\u00edm prost\u0159ed\u00edm, kde se st\u0159et\u00e1vaj\u00ed r\u016fzn\u00e9 m\u011bny. Devizov\u00fd trh hraje kl\u00ed\u010dovou roli v mezin\u00e1rodn\u00edm obchodu a investic\u00edch, ovliv\u0148uje ekonomickou stabilitu zem\u00ed a otev\u00edr\u00e1 dve\u0159e mnoha p\u0159\u00edle\u017eitostem. Chcete-li l\u00e9pe porozum\u011bt tomuto sv\u011btu, mus\u00edte si osvojit pojmy, jako jsou m\u011bnov\u00fd, valutov\u00fd a devizov\u00fd kurz a sledovat v\u00fdvoj na trhu. V [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":7963,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[14],"tags":[166,49,310,147],"class_list":["post-7962","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ucetnictvi-a-dane","tag-finance","tag-osobni-rozvoj","tag-penize","tag-tipy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Devizy a valuty: Prozkoumejte sv\u011bt m\u011bn a finan\u010dn\u00edch trh\u016f<\/title>\n<meta name=\"description\" content=\"Devizy a valuty - komplexn\u00ed prost\u0159ed\u00ed, kde se st\u0159et\u00e1vaj\u00ed r\u016fzn\u00e9 m\u011bny a tento trh hraje kl\u00ed\u010dovou roli v mezin\u00e1rodn\u00edm obchodu.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/orangeacademy.cz\/clanky\/devizy-a-valuty\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Devizy a valuty: Prozkoumejte sv\u011bt m\u011bn a finan\u010dn\u00edch trh\u016f\" \/>\n<meta property=\"og:description\" content=\"Devizy a valuty - 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