{"id":6285,"date":"2023-01-24T09:29:33","date_gmt":"2023-01-24T08:29:33","guid":{"rendered":"https:\/\/orangeacademy.cz\/clanky\/?p=6285"},"modified":"2023-02-26T13:50:42","modified_gmt":"2023-02-26T12:50:42","slug":"platebni-metody-jak-na-platby-v-e-shopech","status":"publish","type":"post","link":"https:\/\/orangeacademy.cz\/clanky\/platebni-metody-jak-na-platby-v-e-shopech\/","title":{"rendered":"Platebn\u00ed metody: Jak na platby v e-shopech?"},"content":{"rendered":"

Online n\u00e1kupy se st\u00e1vaj\u00ed st\u00e1le obl\u00edben\u011bj\u0161\u00ed a mo\u017enost\u00ed, jak svou objedn\u00e1vku zaplatit je mnoho. N\u011bkter\u00e9 druhy plateb jsou obl\u00edben\u00e9 pro svoji bezpe\u010dnost, n\u011bkter\u00e9 pro svou jednoduchost a rychlost. V n\u00e1sleduj\u00edc\u00edch \u0159\u00e1dc\u00edch se dozv\u00edte, jak kter\u00e9 platby platebn\u00ed funguj\u00ed.\u00a0<\/span><\/strong><\/p>\n

1.) Dob\u00edrka \u2013 pat\u0159\u00ed mezi nej\u010dast\u011bj\u0161\u00ed zp\u016fsob platby<\/span><\/h2>\n

Platba na dob\u00edrku se st\u00e1le \u0159ad\u00ed mezi nejvyu\u017e\u00edvan\u011bj\u0161\u00ed platebn\u00ed metody<\/strong>. Dob\u00edrka funguje tak, \u017ee z\u00e1kazn\u00edk zaplat\u00ed sv\u00e9 zbo\u017e\u00ed a\u017e p\u0159i p\u0159evzet\u00ed \u2013 zaru\u010duje tak, \u017ee nakupuj\u00edc\u00ed sv\u016fj bal\u00edk opravdu dostane a nem\u00e1 \u0161anci p\u0159ij\u00edt o sv\u00e9 pen\u00edze. \u0158ada z\u00e1kazn\u00edk\u016f toti\u017e st\u00e1le ned\u016fv\u011b\u0159uje online platebn\u00edm metod\u00e1m.\u00a0<\/span><\/p>\n

V\u00fdhody dob\u00edrky<\/h3>\n

V\u00fdhodou dob\u00edrky je to, \u017ee n\u00e1kup urychluje, odpad\u00e1 toti\u017e vypl\u0148ov\u00e1n\u00ed \u00fadaj\u016f k platb\u011b,<\/strong> sta\u010d\u00ed vybrat jen dopravce \u2013 \u010cesk\u00e1 po\u0161ta, PPL, DPD, GLS a dal\u0161\u00ed. Svou z\u00e1silku na dob\u00edrku si lze nechat poslat p\u0159\u00edmo dom\u016f nebo na v\u00fddejn\u00ed m\u00edsto. Platba u\u017e v dne\u0161n\u00ed dob\u011b nen\u00ed omezen\u00e1 jenom na platbu hotovost\u00ed.<\/a> V\u011bt\u0161ina spole\u010dnost\u00ed nab\u00edz\u00ed platbu kartou p\u0159\u00edmo u kur\u00fdra nebo na v\u00fddejn\u00e1ch. Za velkou v\u00fdhodu se samoz\u0159ejm\u011b pova\u017euje platba z\u00e1silky a\u017e p\u0159i p\u0159evzet\u00ed.<\/span><\/p>\n

Nev\u00fdhody dob\u00edrky<\/h3>\n

Nev\u00fdhodou je, \u017ee se jedn\u00e1 o dra\u017e\u0161\u00ed metodu doru\u010den\u00ed ne\u017e p\u0159i okam\u017eit\u00fdch online platb\u00e1ch.<\/strong> Pro prodejce p\u0159edstavuje riziko, \u017ee si z\u00e1kazn\u00edk svoji objedn\u00e1vku nevyzvedne. Prodejci vznikaj\u00ed tak zbyte\u010dn\u00e9 n\u00e1klady na dopravu. V p\u0159\u00edpad\u011b \u00fasp\u011b\u0161n\u00e9ho p\u0159evzet\u00ed z\u00e1silky obdr\u017e\u00ed prodejce sv\u00e9 pen\u00edze za dob\u00edrku standardn\u011b do 3 pracovn\u00edch dn\u00ed.\u00a0<\/span><\/p>\n

\"Platebn\u00ed

Dob\u00edrka p\u0159in\u00e1\u0161\u00ed v\u00fdhodu v platb\u011b z\u00e1silky a\u017e p\u0159i p\u0159evzet\u00ed.<\/p><\/div>\n

2.) Platba p\u0159evodem<\/span><\/h2>\n

Platba p\u0159evodem je modern\u011bj\u0161\u00ed platebn\u00ed metoda ne\u017e platba na dob\u00edrku. Jedn\u00e1 se o zp\u016fsob, jak\u00fdm lze p\u0159esunout finan\u010dn\u00ed \u010d\u00e1stku mezi bankovn\u00edmi \u00fa\u010dty. Lze ji prov\u00e9st bezhotovostn\u011b, ale i v hotovosti u bankovn\u00ed p\u0159ep\u00e1\u017eky. Z\u00e1kazn\u00edk si jednodu\u0161e zvol\u00ed platbu p\u0159evodem a na e-mail obdr\u017e\u00ed instrukce o platb\u011b \u2013 \u010d\u00edslo \u00fa\u010dtu, variabiln\u00ed symbol, term\u00edn platby.<\/strong> Ofici\u00e1ln\u011b prob\u00edh\u00e1 platba p\u0159evodem z banky nakupuj\u00edc\u00edho do banky p\u0159\u00edjemce do konce n\u00e1sleduj\u00edc\u00edho dne. V p\u0159\u00edpad\u011b, \u017ee jsou bankovn\u00ed \u00fa\u010dty veden\u00e9 u stejn\u00e9 banky, je p\u0159evod hotov\u00fd do p\u00e1r vte\u0159in.\u00a0<\/span><\/p>\n

V\u00fdhody platby p\u0159evodem<\/h3>\n

Platba p\u0159evodem je ide\u00e1ln\u00ed zp\u016fsob pro z\u00e1kazn\u00edky, kte\u0159\u00ed necht\u011bj\u00ed na internetu vypl\u0148ovat \u00fadaje ze sv\u00e9 platebn\u00ed karty.<\/strong> Platba p\u0159evodem v\u0161ak vy\u017eaduje znalost prost\u0159ed\u00ed internetov\u00e9ho bankovnictv\u00ed,<\/a> p\u0159\u00edpadn\u011b n\u00e1v\u0161t\u011bvu pobo\u010dky banky.\u00a0<\/span><\/p>\n

Nev\u00fdhody platby p\u0159evodem<\/h3>\n

Nev\u00fdhodou je v\u0161ak manu\u00e1ln\u00ed zad\u00e1v\u00e1n\u00ed v\u0161ech platebn\u00edch \u00fadaj\u016f. kter\u00e9 placen\u00ed zpomaluje.<\/strong> Druhou nev\u00fdhodou m\u016f\u017ee b\u00fdt p\u0159eklep p\u0159i zad\u00e1v\u00e1n\u00ed \u00fa\u010dtu, variabiln\u00edho symbolu nebo dokonce \u010d\u00e1stky k \u00fahrad\u011b. Takov\u00e1 situace m\u016f\u017ee doru\u010den\u00ed objedn\u00e1vky zna\u010dn\u011b zdr\u017eet.\u00a0<\/span><\/p>\n

\n

Bankovn\u00ed p\u0159evod se \u0159ad\u00ed mezi rychlej\u0161\u00ed metody placen\u00ed na internetu. Online bankovn\u00ed p\u0159evod prob\u00edh\u00e1 pomoc\u00ed platebn\u00edho tla\u010d\u00edtka v platebn\u00ed br\u00e1n\u011b. Ka\u017ed\u00e1 banka ji m\u00e1 pojmenovanou jinak \u2013 \u010cesk\u00e1 spo\u0159itelna m\u00e1 Platbu24, Raiffeisenbank m\u00e1 eKonto a Komer\u010dn\u00ed banka m\u00e1 MojePlatba. P\u0159evod pen\u011bz je zabezpe\u010den\u00fd pomoc\u00ed platebn\u00ed br\u00e1ny, kter\u00e1 po kliknut\u00ed p\u0159esm\u011bruje p\u0159\u00edmo do internetov\u00e9ho bankovnictv\u00ed.<\/strong> Po p\u0159ihl\u00e1\u0161en\u00ed se automaticky zobraz\u00ed p\u0159\u00edkaz k \u00fahrad\u011b, s j\u00ed\u017e p\u0159edvypln\u011bn\u00fdmi \u00fadaji prodejce. P\u0159\u00edkaz se potvrzuje nej\u010dast\u011bji prost\u0159ednictv\u00edm k\u00f3du z SMS nebo mobiln\u00ed aplikace.<\/span><\/p>\n<\/blockquote>\n

Tip!<\/strong> P\u0159em\u00fd\u0161l\u00edte o dopln\u011bn\u00ed vzd\u011bl\u00e1n\u00ed nap\u0159. v podob\u011b kurzu? Pod\u00edvejte se na na\u0161e tipy pro rok 2023:<\/p>\n

TOP rekvalifika\u010dn\u00ed kurzy<\/span><\/a><\/span><\/span><\/p>\n

3.) Platba kartou<\/span><\/h2>\n

Online platba kartou je dnes ji\u017e obl\u00edben\u00e1 metoda spousty lid\u00ed, ale m\u00e1 i sv\u00e9 odp\u016frce. Cel\u00fd proces je velmi rychl\u00fd a d\u00edky dvouf\u00e1zov\u00e9mu ov\u011b\u0159en\u00ed i bezpe\u010dn\u00fd. O bezpe\u010dnost se star\u00e1 tzv. 3D Secure technologie<\/strong>, kter\u00e1 zaji\u0161\u0165uje to, \u017ee z\u00e1kazn\u00edk mus\u00ed b\u011bhem platby zadat bezpe\u010dnost\u00ed k\u00f3d, kter\u00fd obdr\u017e\u00ed v SMS nebo dnes u\u017e \u010dast\u011bji do bankovn\u00ed aplikace.<\/span><\/p>\n

P\u0159i platb\u011b kartou<\/a> se opisuje cel\u00e9 \u010d\u00edslo karty, datum platnosti a CVV\/CVC k\u00f3d.<\/strong> N\u011bkter\u00e9 weby dokonce umo\u017e\u0148uj\u00ed si \u00fadaje krom\u011b CVV\/CVC k\u00f3du ulo\u017eit. Jedn\u00e1 se o nejrychlej\u0161\u00ed a nejpohodln\u011bj\u0161\u00ed platebn\u00ed metodu, kter\u00e1 se \u0159ad\u00ed mezi nejroz\u0161\u00ed\u0159en\u011bj\u0161\u00ed platebn\u00ed metody na sv\u011bt\u011b. Platebn\u00ed br\u00e1ny jsou p\u0159ehledn\u00e9 a po\u017eaduj\u00ed minimum zad\u00e1v\u00e1n\u00ed. V\u00fdhodou je, \u017ee ji lze prov\u00e9st i p\u0159es mobil a t\u00edm p\u00e1dem odkudkoliv. <\/span>\u0158ada lid\u00ed se v\u0161ak boj\u00ed zneu\u017eit\u00ed platebn\u00ed karty p\u0159i zad\u00e1v\u00e1n\u00ed \u00fadaj\u016f ze sv\u00e9 karty a rad\u011bji vol\u00ed jin\u00e9 metody \u00fahrady.\u00a0<\/span><\/p>\n

\"Platebn\u00ed

P\u0159i platb\u011b kartou se opisuje cel\u00e9 \u010d\u00edslo karty, datum platnosti a CVV\/CVC k\u00f3d.<\/p><\/div>\n

4.) Digit\u00e1ln\u00ed pen\u011b\u017eenka propojen\u00e1 s platebn\u00ed kartou<\/span><\/h2>\n

Dal\u0161\u00ed mo\u017enost\u00ed vyu\u017eit\u00ed platby pomoc\u00ed platebn\u00ed karty<\/a> je t<\/strong>zv. digit\u00e1ln\u00ed pen\u011b\u017eenka. Jedn\u00e1 se o aplikace Google Pay, Visa Checkout, Masterpass, Apple Pay, Revolut a dal\u0161\u00ed. Metoda funguje na principu propojen\u00ed platebn\u00ed karty s aplikac\u00ed v mobilu nebo i v chytr\u00fdch hodink\u00e1ch.<\/strong> V internetov\u00fdch obchodech lze platit na jedno kliknut\u00ed bez zad\u00e1v\u00e1n\u00ed \u00fadaj\u016f. Aplikace neposkytuje \u00fadaje z karet t\u0159et\u00edm stran\u00e1m a nav\u00edc se transakce mus\u00ed potvrdit pomoc\u00ed biometrick\u00fdch \u00fadaj\u016f \u2013 k\u00f3d, Face ID, nebo otisk prstu, \u010d\u00edm\u017e se \u0159ad\u00ed mezi bezpe\u010dn\u00e9 metody.\u00a0<\/span><\/p>\n

5.) Odlo\u017een\u00e1 platba<\/span><\/h2>\n

Odlo\u017een\u00e1 platba se st\u00e1v\u00e1 st\u00e1le obl\u00edben\u011bj\u0161\u00ed metodou, kter\u00e1 funguje tak, \u017ee nakoupen\u00e9 zbo\u017e\u00ed p\u0159es e-shop zaplat\u00ed z\u00e1kazn\u00edk a\u017e po jeho fyzick\u00e9m doru\u010den\u00ed, nej\u010dast\u011bji do 14 dn\u016f. V sou\u010dasn\u00e9 dob\u011b takovou metodu nab\u00edz\u00ed Twisto, Mall Pay, Alza a Equa Bank.<\/strong> Objedn\u00e1vku za z\u00e1kazn\u00edka zaplat\u00ed zm\u00edn\u011bn\u00e9 subjekty. Z\u00e1kazn\u00edk obdr\u017e\u00ed po objedn\u00e1n\u00ed e-mail s platebn\u00edmi instrukcemi. Odlo\u017een\u00e1 platba se st\u00e1v\u00e1 st\u00e1le vyu\u017e\u00edvan\u011bj\u0161\u00ed, nej\u010dast\u011bji pro svou jednoduchost, kdy k n\u00e1kupu nen\u00ed pot\u0159eba platebn\u00ed karta nebo \u0159e\u0161en\u00ed p\u0159evodu. Riziko v\u0161ak vznik\u00e1 s opo\u017ed\u011bnou platbou, za kterou si subjekty vyb\u00edraj\u00ed poplatky.<\/span><\/p>\n

A co vy, jak\u00fd zp\u016fsob nej\u010dast\u011bji vyu\u017e\u00edv\u00e1te? Napi\u0161te n\u00e1m koment\u00e1\u0159.<\/p>\n","protected":false},"excerpt":{"rendered":"

Online n\u00e1kupy se st\u00e1vaj\u00ed st\u00e1le obl\u00edben\u011bj\u0161\u00ed a mo\u017enost\u00ed, jak svou objedn\u00e1vku zaplatit je mnoho. N\u011bkter\u00e9 druhy plateb jsou obl\u00edben\u00e9 pro svoji bezpe\u010dnost, n\u011bkter\u00e9 pro svou jednoduchost a rychlost. V n\u00e1sleduj\u00edc\u00edch \u0159\u00e1dc\u00edch se dozv\u00edte, jak kter\u00e9 platby platebn\u00ed funguj\u00ed.\u00a0 1.) Dob\u00edrka \u2013 pat\u0159\u00ed mezi nej\u010dast\u011bj\u0161\u00ed zp\u016fsob platby Platba na dob\u00edrku se st\u00e1le \u0159ad\u00ed mezi nejvyu\u017e\u00edvan\u011bj\u0161\u00ed platebn\u00ed […]<\/p>\n","protected":false},"author":14,"featured_media":6287,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[166,310,332,147],"class_list":["post-6285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezarazeno","tag-finance","tag-penize","tag-platba","tag-tipy"],"yoast_head":"\nPlatebn\u00ed metody: Jak na platby v e-shopech?<\/title>\n<meta name=\"description\" content=\"Online platby v e-shopech \u2013 n\u011bkter\u00e9 jsou obl\u00edben\u00e9 pro svoji bezpe\u010dnost, n\u011bkter\u00e9 pro svou jednoduchost a rychlost.\" \/>\n<meta name=\"robots\" content=\"index, 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