{"id":2724,"date":"2020-07-10T09:15:06","date_gmt":"2020-07-10T07:15:06","guid":{"rendered":"https:\/\/orangeacademy.cz\/clanky\/?p=2724"},"modified":"2020-06-26T13:32:27","modified_gmt":"2020-06-26T11:32:27","slug":"financni-gramotnost","status":"publish","type":"post","link":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/","title":{"rendered":"Finan\u010dn\u00ed gramotnost je z\u00e1kladem pro dobr\u00fd rozpo\u010det"},"content":{"rendered":"<p><strong>Sou\u010d\u00e1st\u00ed ka\u017edodenn\u00edho \u017eivota je i finan\u010dn\u00ed gramotnost. Um\u00edte dob\u0159e zach\u00e1zet se sv\u00fdmi financemi v r\u016fzn\u00fdch \u017eivotn\u00edch situac\u00edch? <\/strong>Orientujete se v problematice pen\u011bz a sv\u016fj rozpo\u010det m\u00e1te pod kontrolou? Jestli\u017ee za\u017e\u00edv\u00e1te v n\u011bkter\u00fdch rozhodnut\u00edch nejistotu, pod\u00edvejte se s n\u00e1mi na p\u00e1r tip\u016f. Na zlep\u0161en\u00ed pl\u00e1nov\u00e1n\u00ed sv\u00fdch financ\u00ed nen\u00ed nikdy pozd\u011b!<\/p>\n<h2>Utr\u00e1cejte m\u00e9n\u011b<\/h2>\n<p>P\u0159edpokladem pro zvl\u00e1dnut\u00ed osobn\u00ed finan\u010dn\u00ed situace je db\u00e1t n\u011bkolika z\u00e1sad. P\u0159\u00edjmy a v\u00fddaje dom\u00e1cnosti by m\u011bly b\u00fdt minim\u00e1ln\u011b vyrovnan\u00e9. Ide\u00e1ln\u011b by v\u0161ak m\u011bly b\u00fdt p\u0159\u00edjmy vy\u0161\u0161\u00ed, \u010d\u00edm\u017e n\u00e1m vznik\u00e1 p\u0159ebytek, co\u017e je z\u00e1kladem pro dobr\u00fd rozpo\u010det. Z\u00e1kladem \u00fasp\u011bchu je <strong>utratit m\u00e9n\u011b, ne\u017e vyd\u011bl\u00e1me.<\/strong><\/p>\n<h2>Pl\u00e1nujte rodinn\u00fd rozpo\u010det<\/h2>\n<p>Nezapome\u0148te, \u017ee velmi d\u016fle\u017eitou roli hraje v\u00e1\u0161 rozpo\u010det. Jestli\u017ee to mysl\u00edte se zlep\u0161en\u00edm sv\u00e9 finan\u010dn\u00ed gramotnosti v\u00e1\u017en\u011b, <strong>sepi\u0161te si svoji p\u0159\u00edjmovou a v\u00fddajovou str\u00e1nku rozpo\u010dtu<\/strong>. Nejlep\u0161\u00ed je za\u010d\u00edt ps\u00e1t v\u0161e na pap\u00edr, ale vyu\u017e\u00edt m\u016f\u017eete nap\u0159. i <a href=\"https:\/\/orangeacademy.cz\/clanky\/danova-evidence-priklad\/\" target=\"_blank\" rel=\"noopener noreferrer\">MS Excel<\/a>, Tabulky Google nebo aplikaci v mobilu.<\/p>\n<p>Nad jednotliv\u00fdmi polo\u017ekami se skute\u010dn\u011b zamyslete a <strong>z\u00edskejte p\u0159ehled o sv\u00fdch pen\u011bz\u00edch<\/strong>. Vylo\u017ete v\u0161echny karty na st\u016fl a nezapome\u0148te na \u017e\u00e1dn\u00e9ho tzv. stra\u0161\u00e1ka ve sk\u0159\u00edni. P\u0159i sestavov\u00e1n\u00ed a n\u00e1sledn\u00e9m dodr\u017eov\u00e1n\u00ed rozpo\u010dtu mus\u00edte b\u00fdt up\u0159\u00edmn\u00ed sami k sob\u011b. V\u00a0kontrolovan\u00e9m a \u0159\u00edzen\u00e9m\u00a0rozpo\u010dtu vyplyne na povrch ka\u017ed\u00e1 nesrovnalost.<\/p>\n<p>V\u00fddaje si rozd\u011blte na ty, kter\u00e9 mus\u00edte platit a ty, kter\u00e9 platit chcete. Nepochybn\u011b mus\u00edte <a href=\"https:\/\/orangeacademy.cz\/clanky\/dan-z-nemovitosti-2020\/\" target=\"_blank\" rel=\"noopener noreferrer\">platit bydlen\u00ed<\/a>, elekt\u0159inu, plyn, topen\u00ed, j\u00eddlo, drogerii, oble\u010den\u00ed, dopravu, av\u0161ak mnohdy se v\u00a0rozpo\u010dtu objevuj\u00ed i polo\u017eky za luxusn\u00ed elektroniku, auta a oble\u010den\u00ed. Ve\u0161ker\u00e9 <strong>v\u00fddaje by m\u011bly m\u00edt ur\u010denou prioritu<\/strong>. Poskl\u00e1dejte si je od t\u011bch nejnutn\u011bj\u0161\u00edch po nutn\u00e9, d\u016fle\u017eit\u00e9 a nejm\u00e9n\u011b d\u016fle\u017eit\u00e9. M\u016f\u017ee se tak\u00e9 st\u00e1t, \u017ee v\u00e1m pen\u00edze na m\u00e9n\u011b d\u016fle\u017eitou polo\u017eku v rozpo\u010dtu nevyjdou a z\u016fstanou v\u00e1m pouze nespln\u011bn\u00e1 p\u0159\u00e1n\u00ed. V p\u0159\u00edpad\u011b, \u017ee utr\u00e1c\u00edte za polo\u017eky, kter\u00e9 chcete, av\u0161ak je m\u00edt nemus\u00edte, m\u011bli byste si uv\u011bdomit, zda si to s va\u0161\u00ed finan\u010dn\u00ed situac\u00ed m\u016f\u017eete dovolit.<\/p>\n<blockquote><p>Tip: V\u00fddaje, kter\u00e9 jsou nutn\u00e9, a mus\u00edme je hradit, si nastavte jako trval\u00e9 p\u0159\u00edkazy z\u00a0banky.<\/p><\/blockquote>\n<p>Dodr\u017eov\u00e1n\u00ed rodinn\u00e9ho rozpo\u010dtu je v\u00a0podstat\u011b dohoda s\u00e1m se sebou \u010di s\u00a0rodinou. Zava\u017ete se, \u017ee <strong>\u010d\u00e1st sv\u00fdch v\u00fddaj\u016f sn\u00ed\u017e\u00edte<\/strong> a nebudete utr\u00e1cet v\u00edce, ne\u017e v\u00e1m dovoluje stanoven\u00fd limit. Hledejte \u00faspory a sna\u017ete se z\u00edskat v\u011bt\u0161\u00ed prostor pro tvorbu finan\u010dn\u00ed rezervy, spo\u0159en\u00ed a p\u0159\u00edpadn\u00e9 investice.<\/p>\n<blockquote><p>Tip: V\u011bt\u0161\u00ed finan\u010dn\u00ed v\u00fddaje pl\u00e1nujte. Nekupujte v\u011bci impulsivn\u011b, ale s\u00a0rozvahou.<\/p><\/blockquote>\n<p><iframe loading=\"lazy\" title=\"Nezam\u011bstnanost k 31.5.2020 | Poroste po\u010det lid\u00ed bez pr\u00e1ce? | Orange Academy\" width=\"1080\" height=\"608\" src=\"https:\/\/www.youtube.com\/embed\/vgJPeJJJOaw?feature=oembed\"  allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/p>\n<h2>Vyhodnocujte<\/h2>\n<p>Osobn\u00ed nebo rodinn\u00fd pl\u00e1n financ\u00ed je zapot\u0159eb\u00ed pravideln\u011b kontrolovat a vyhodnocovat. Ka\u017ed\u00fd m\u011bs\u00edc si sedn\u011bte a v klidu si projd\u011bte polo\u017eky, za kter\u00e9 se utr\u00e1celo. Porovnejte sv\u016fj <a href=\"https:\/\/orangeacademy.cz\/clanky\/vlada-schvalila-statni-rozpocet-2020-s-rodicovskym-prispevkem-se-pocita\/\" target=\"_blank\" rel=\"noopener noreferrer\">pl\u00e1novan\u00fd rozpo\u010det<\/a> se skute\u010dnost\u00ed. Pravd\u011bpodobn\u011b najdete n\u011bjak\u00e9 polo\u017eky, kter\u00e9 nebyly nezbytn\u00e9 a finance za n\u011b se mohly hodit na n\u011bco jin\u00e9ho. Nezoufejte a ze sv\u00fdch rozhodnut\u00ed se pou\u010dte. Finan\u010dn\u00ed gramotnost si m\u016f\u017eeme zdokonalovat cel\u00fd \u017eivot. P\u0159i pe\u010dliv\u00e9m zach\u00e1zen\u00ed s pen\u011bzi m\u016f\u017eete \u010dasem <strong>u\u0161et\u0159it nap\u0159\u00edklad i na dal\u0161\u00ed dovolenou<\/strong>.<\/p>\n<h2>Budujte finan\u010dn\u00ed gramotnost ji\u017e od d\u011btstv\u00ed<\/h2>\n<p>D\u011bti jsou obrazem sv\u00fdch rodi\u010d\u016f \u2013 u\u010d\u00edte je zodpov\u011bdnosti ji\u017e od \u00fatl\u00e9ho v\u011bku, a m\u016f\u017eete jim d\u00e1t <strong>dobr\u00fd z\u00e1klad pro spokojen\u00fd \u017eivot<\/strong>. Z\u00e1klady finan\u010dn\u00ed gramotnosti z\u00edskaj\u00ed samotn\u00fdm pozorov\u00e1n\u00edm n\u00e1vyk\u016f rodi\u010d\u016f \u2013 jste jim jejich vzorem a p\u0159\u00edkladem. D\u016fle\u017eit\u00e9 je postupn\u011b z\u00edsk\u00e1vat i samotn\u00e9 zku\u0161enosti, d\u00edky nim\u017e l\u00e9pe pochop\u00ed kolob\u011bh pen\u011bz. Je vhodn\u00e9 nechat d\u011bti rozhodovat o mal\u00e9 \u010d\u00e1sti financ\u00ed. V\u00fd\u0161e kapesn\u00e9ho by m\u011bla b\u00fdt p\u0159im\u011b\u0159en\u00e1 jejich v\u011bku a va\u0161im finan\u010dn\u00edm mo\u017enostem.<\/p>\n<h2>Nenechte se pohltit reklamou<\/h2>\n<p>Vysv\u011btlete d\u011btem, jak\u00e9 n\u00e1strahy je v\u00a0\u017eivot\u011b \u010dekaj\u00ed, a jak <strong>reklamy a konzum ovliv\u0148uj\u00ed jejich rozhodov\u00e1n\u00ed<\/strong>. I ony by m\u011bly v\u011bd\u011bt, \u017ee v\u00fddaje maj\u00ed ur\u010dit\u00e9 priority. M\u011bly by si uv\u011bdomit, \u017ee hospoda\u0159\u00ed s\u00a0omezen\u00fdm rozpo\u010dtem a nen\u00ed mo\u017en\u00e9 koupit bez rozvahy v\u0161e, co uvid\u00ed. Na to, vypadat v\u00a0o\u010d\u00edch ostatn\u00edch l\u00e9pe, nemusej\u00ed dosta\u010dovat finance a budou muset koupi nov\u00e9 elektroniky nebo zna\u010dkov\u00e9ho oble\u010den\u00ed na \u010das odlo\u017eit. Je to pouze pro jejich dobro a p\u0159iprav\u00edte je tak na nelehk\u00fd \u017eivot ve sv\u011bt\u011b financ\u00ed.<\/p>\n<h2>Nespol\u00e9hejte na zaveden\u00ed finan\u010dn\u00ed gramotnosti do \u0161kol<\/h2>\n<p>O pen\u011bz\u00edch byste m\u011bli s d\u011btmi mluvit i p\u0159es to, \u017ee se <strong>finan\u010dn\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed stalo sou\u010d\u00e1st\u00ed u\u010debn\u00ed osnovy<\/strong> ve \u0161kol\u00e1ch. Nikdy jim ned\u00e1 &#8220;finan\u010dn\u00ed gramotnost do \u0161kol&#8221; v podob\u011b kr\u00e1tk\u00e9 p\u0159edn\u00e1\u0161ky tolik, kolik vy jim m\u016f\u017eete d\u00e1t do \u017eivota sv\u00fdm zodpov\u011bdn\u00fdm p\u0159\u00edstupem a postupn\u00fdm d\u00e1vkov\u00e1n\u00edm informac\u00ed podle v\u011bku.<\/p>\n<h2>Za\u010dn\u011bte s\u00a0d\u011btmi tam, kde je to vid\u011bt<\/h2>\n<p>Sta\u010d\u00ed za\u010d\u00edt mali\u010dkostmi, jako jsou informace o \u00faspor\u00e1ch za energie. Nau\u010dit d\u011bti <strong>nepl\u00fdtvat elekt\u0159inou a vodou<\/strong>. Nejen, \u017ee to rodin\u00e1m leze do finan\u010dn\u00edho rozpo\u010dtu, ale tak\u00e9 u\u010d\u00edte d\u011bti ohleduplnosti k\u00a0p\u0159\u00edrod\u011b. Zbyte\u010dn\u00e9 sv\u00edcen\u00ed na chodb\u011b, v\u00a0koupeln\u011b nebo na schodi\u0161ti se pro va\u0161i rodinu stane tabu.<\/p>\n<p>Chcete z\u00edskat v\u011bt\u0161\u00ed pov\u011bdom\u00ed o sv\u00fdch p\u0159\u00edjmech a v\u00fddaj\u00edch? Absolvujte <a href=\"https:\/\/orangeacademy.cz\/kurzy-ucetnictvi\/rekvalifikacni-kurzy-ucetnictvi\" target=\"_blank\" rel=\"noopener noreferrer\">kurz \u00fa\u010detnictv\u00ed<\/a> s Orange Academy!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sou\u010d\u00e1st\u00ed ka\u017edodenn\u00edho \u017eivota je i finan\u010dn\u00ed gramotnost. Um\u00edte dob\u0159e zach\u00e1zet se sv\u00fdmi financemi v r\u016fzn\u00fdch \u017eivotn\u00edch situac\u00edch? Orientujete se v problematice pen\u011bz a sv\u016fj rozpo\u010det m\u00e1te pod kontrolou? Jestli\u017ee za\u017e\u00edv\u00e1te v n\u011bkter\u00fdch rozhodnut\u00edch nejistotu, pod\u00edvejte se s n\u00e1mi na p\u00e1r tip\u016f. Na zlep\u0161en\u00ed pl\u00e1nov\u00e1n\u00ed sv\u00fdch financ\u00ed nen\u00ed nikdy pozd\u011b! Utr\u00e1cejte m\u00e9n\u011b P\u0159edpokladem pro zvl\u00e1dnut\u00ed osobn\u00ed [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":2725,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[14,9],"tags":[49,17,8],"class_list":["post-2724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ucetnictvi-a-dane","category-vzdelavani","tag-osobni-rozvoj","tag-ucetnictvi","tag-vzdelavani"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Finan\u010dn\u00ed gramotnost je z\u00e1kladem pro dobr\u00fd rozpo\u010det<\/title>\n<meta name=\"description\" content=\"Sou\u010d\u00e1st\u00ed ka\u017edodenn\u00edho \u017eivota je i finan\u010dn\u00ed gramotnost. Za\u017e\u00edv\u00e1te p\u0159i rozhodov\u00e1n\u00ed o pen\u011bz\u00edch nejistotu? Zlep\u0161ete s n\u00e1mi pl\u00e1nov\u00e1n\u00ed sv\u00fdch financ\u00ed a u\u0161et\u0159ete!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finan\u010dn\u00ed gramotnost je z\u00e1kladem pro dobr\u00fd rozpo\u010det\" \/>\n<meta property=\"og:description\" content=\"Sou\u010d\u00e1st\u00ed ka\u017edodenn\u00edho \u017eivota je i finan\u010dn\u00ed gramotnost. Za\u017e\u00edv\u00e1te p\u0159i rozhodov\u00e1n\u00ed o pen\u011bz\u00edch nejistotu? Zlep\u0161ete s n\u00e1mi pl\u00e1nov\u00e1n\u00ed sv\u00fdch financ\u00ed a u\u0161et\u0159ete!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Orange Academy\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/OrangeAcademy.sro\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-10T07:15:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/orangeacademy.cz\/clanky\/wp-content\/uploads\/2020\/06\/Finan\u010dn\u00ed-gramotnost-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1131\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Petra Hus\u00e1kov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Petra Hus\u00e1kov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minut\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Finan\u010dn\u00ed gramotnost je z\u00e1kladem pro dobr\u00fd rozpo\u010det","description":"Sou\u010d\u00e1st\u00ed ka\u017edodenn\u00edho \u017eivota je i finan\u010dn\u00ed gramotnost. Za\u017e\u00edv\u00e1te p\u0159i rozhodov\u00e1n\u00ed o pen\u011bz\u00edch nejistotu? Zlep\u0161ete s n\u00e1mi pl\u00e1nov\u00e1n\u00ed sv\u00fdch financ\u00ed a u\u0161et\u0159ete!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/","og_locale":"cs_CZ","og_type":"article","og_title":"Finan\u010dn\u00ed gramotnost je z\u00e1kladem pro dobr\u00fd rozpo\u010det","og_description":"Sou\u010d\u00e1st\u00ed ka\u017edodenn\u00edho \u017eivota je i finan\u010dn\u00ed gramotnost. Za\u017e\u00edv\u00e1te p\u0159i rozhodov\u00e1n\u00ed o pen\u011bz\u00edch nejistotu? Zlep\u0161ete s n\u00e1mi pl\u00e1nov\u00e1n\u00ed sv\u00fdch financ\u00ed a u\u0161et\u0159ete!","og_url":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/","og_site_name":"Blog Orange Academy","article_publisher":"https:\/\/www.facebook.com\/OrangeAcademy.sro","article_published_time":"2020-07-10T07:15:06+00:00","og_image":[{"width":1920,"height":1131,"url":"https:\/\/orangeacademy.cz\/clanky\/wp-content\/uploads\/2020\/06\/Finan\u010dn\u00ed-gramotnost-1.jpg","type":"image\/jpeg"}],"author":"Petra Hus\u00e1kov\u00e1","twitter_card":"summary_large_image","twitter_misc":{"Napsal(a)":"Petra Hus\u00e1kov\u00e1","Odhadovan\u00e1 doba \u010dten\u00ed":"5 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/#article","isPartOf":{"@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/"},"author":{"name":"Petra Hus\u00e1kov\u00e1","@id":"https:\/\/orangeacademy.cz\/clanky\/#\/schema\/person\/1d8b376c3d993e541ab3838e31eada54"},"headline":"Finan\u010dn\u00ed gramotnost je z\u00e1kladem pro dobr\u00fd rozpo\u010det","datePublished":"2020-07-10T07:15:06+00:00","mainEntityOfPage":{"@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/"},"wordCount":1080,"commentCount":0,"image":{"@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/#primaryimage"},"thumbnailUrl":"https:\/\/orangeacademy.cz\/clanky\/wp-content\/uploads\/2020\/06\/Finan\u010dn\u00ed-gramotnost-1.jpg","keywords":["Osobn\u00ed rozvoj","\u00da\u010detnictv\u00ed","Vzd\u011bl\u00e1v\u00e1n\u00ed"],"articleSection":["\u00da\u010detnictv\u00ed a dan\u011b","Vzd\u011bl\u00e1v\u00e1n\u00ed"],"inLanguage":"cs","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/","url":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/","name":"Finan\u010dn\u00ed gramotnost je z\u00e1kladem pro dobr\u00fd rozpo\u010det","isPartOf":{"@id":"https:\/\/orangeacademy.cz\/clanky\/#website"},"primaryImageOfPage":{"@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/#primaryimage"},"image":{"@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/#primaryimage"},"thumbnailUrl":"https:\/\/orangeacademy.cz\/clanky\/wp-content\/uploads\/2020\/06\/Finan\u010dn\u00ed-gramotnost-1.jpg","datePublished":"2020-07-10T07:15:06+00:00","author":{"@id":"https:\/\/orangeacademy.cz\/clanky\/#\/schema\/person\/1d8b376c3d993e541ab3838e31eada54"},"description":"Sou\u010d\u00e1st\u00ed ka\u017edodenn\u00edho \u017eivota je i finan\u010dn\u00ed gramotnost. Za\u017e\u00edv\u00e1te p\u0159i rozhodov\u00e1n\u00ed o pen\u011bz\u00edch nejistotu? Zlep\u0161ete s n\u00e1mi pl\u00e1nov\u00e1n\u00ed sv\u00fdch financ\u00ed a u\u0161et\u0159ete!","breadcrumb":{"@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/#primaryimage","url":"https:\/\/orangeacademy.cz\/clanky\/wp-content\/uploads\/2020\/06\/Finan\u010dn\u00ed-gramotnost-1.jpg","contentUrl":"https:\/\/orangeacademy.cz\/clanky\/wp-content\/uploads\/2020\/06\/Finan\u010dn\u00ed-gramotnost-1.jpg","width":1920,"height":1131,"caption":"co je finan\u010dn\u00ed gramotnost"},{"@type":"BreadcrumbList","@id":"https:\/\/orangeacademy.cz\/clanky\/financni-gramotnost\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/orangeacademy.cz\/clanky\/"},{"@type":"ListItem","position":2,"name":"Finan\u010dn\u00ed gramotnost je z\u00e1kladem pro dobr\u00fd rozpo\u010det"}]},{"@type":"WebSite","@id":"https:\/\/orangeacademy.cz\/clanky\/#website","url":"https:\/\/orangeacademy.cz\/clanky\/","name":"Blog Orange Academy","description":"Kurzy, rekvalifikace, lep\u0161\u00ed pr\u00e1ce i \u017eivot","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/orangeacademy.cz\/clanky\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Person","@id":"https:\/\/orangeacademy.cz\/clanky\/#\/schema\/person\/1d8b376c3d993e541ab3838e31eada54","name":"Petra Hus\u00e1kov\u00e1","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/secure.gravatar.com\/avatar\/3e15a6900ffed4a6bad6580bf83a90e7f3a7f82838134c199645a5004d7073e2?s=96&d=wavatar&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3e15a6900ffed4a6bad6580bf83a90e7f3a7f82838134c199645a5004d7073e2?s=96&d=wavatar&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3e15a6900ffed4a6bad6580bf83a90e7f3a7f82838134c199645a5004d7073e2?s=96&d=wavatar&r=g","caption":"Petra Hus\u00e1kov\u00e1"},"sameAs":["https:\/\/orangeacademy.cz\/lide\/petra-husakova"],"url":"https:\/\/orangeacademy.cz\/clanky\/author\/husakova\/"}]}},"_links":{"self":[{"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/posts\/2724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/comments?post=2724"}],"version-history":[{"count":5,"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/posts\/2724\/revisions"}],"predecessor-version":[{"id":2737,"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/posts\/2724\/revisions\/2737"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/media\/2725"}],"wp:attachment":[{"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/media?parent=2724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/categories?post=2724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/orangeacademy.cz\/clanky\/wp-json\/wp\/v2\/tags?post=2724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}